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Word vs word accident5/5/2023 ![]() Contact our car accident lawyer in Miami today for free consultation. ![]() Your car accident lawyer can intervene with the insurance company and manage all communication. Doing so could potentially compromise your insurance claim and your legal right to seek fair financial compensation for your injuries and damages.īefore you provide any statement that could harm you or your legal right to pursue a settlement, consult a Fort Lauderdale accident attorney from our team. In fact, you should never provide any statement-let alone a recorded statement-to any insurance company, without first talking to a car accident lawyer. This can be something as innocuous as, “I’m sorry” or “I’m okay.” In most cases, you have no obligation to describe a car accident or provide a statement to the other driver’s insurance company. Insurers ask for recorded statements hoping that you will say something it can use against you. What should I do if the other Party’s Insurer Requests a Recorded Statement? They may devalue or deny your claim altogether depending on what you share publicly about your accident. An insurance company may conduct their own investigation of the accident, find your post, and use your words against you. Make sure you do not post anything about your accident on social media. Talking to the other driver’s insurance company or their lawyers can potentially compromise your legal rights and limit your ability to pursue fair financial compensation for your injuries. If the crash involved another driver, their insurance company will also request a statement-particularly if that driver appears to have caused the accident. Never lie to the insurance company, because it can also use this as a basis for denying your claim. The insurance company can (and will) use any details you provide to justify denying your claim- even when it is your own insurance company. When describing the accident to your insurance company, consider and choose your words carefully. Nevertheless, even if an adjuster does not record your statement, you must describe your car crash to recover benefits. ![]() ![]() Speaking with an Insurance Companyĭepending on your insurer’s requirements, it may not have the right to require a recorded statement. Before giving a recorded statement to your insurer, however, it is imperative that you verify the type and limits of your coverage, as well as any specific notification requirements your policy may impose. Failure to notify your insurance company could allow it to legally deny your claim. Remember to give only the basic details of the accident.Īs soon as you reasonably can, you must also provide a statement to your insurance company. If officers report to the scene, they may ask you to provide a statement. You may not be showing symptoms right now, but you could later, and you want to be able to prove that your injuries are linked to the accident, and not something else.įor a free legal consultation 80 Who will Ask Me to Describe my Car Accident? It is important that you receive medical attention immediately after the accident, even if you feel fine. Many accident victims do not develop symptoms right away, especially in the case of a traumatic brain, soft tissue, or internal injury. Do not tell the police or insurance company that you were unharmed, even if you believe you did not sustain any injuries. Involvement in a car crash limits your ability to see and understand the overall dynamics of the accident, and you may be wrong about your contribution. Never admit fault, even if you suspect you contributed to or caused the accident. Stick to providing only the facts as you remember them and do not speculate on anything, especially what the other driver was doing at the time of the collision. What Information should I Give when Describing my Car Accident? You can also enlist help from a personal injury lawyer with our firm to handle all communication with an insurance company so you do not have to speak with them. The best way to describe a car accident-no matter to whom-is to relay only the basic details of the incident, as calmly and objectively as possible.
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